Tag Archives: insurance

How Much Life Insurance Do You Need? (part 2)

This is continued from PART 1 Here’s how it works out… Let’s assume that the breadwinner earns $50,000 each year.  We will use the income approach to determine the amount of coverage needed on his life.  The duration of the risk is 25 years and the assumed interest rate is 3% (this is the inflation [...]

Crash Course in Critical Illness Insurance

We often have clients ask us about critical illness insurance and we give them the facts – navigating through the sales tricks of some companies, and finding the best “real” value.  It’s not all about “what you spend” for critical illness insurance, it’s about “what am I getting for my money?” Simply put, critical illness [...]